BODY {
background-color:#FFF;
color:#000;
margin: 0px;
}
td{padding:2px;background-color: #fff; }
table{ padding:5px;background-color:#DEE5EB;border:solid #566C84 1px;width:auto;
}
img.w3c{border:0px;}
th{text-align:left;}
.heading{background-image: url(images/bkgrntop.jpg);background-repeat: no-repeat;height: 50px;font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 1.1em; font-style: normal; color: #fff; font-weight: bold ; padding-top: 20px;padding-left: 2%;margin:0px;}

.nav {background-image: url(images/bkgrnnav.jpg);background-repeat: no-repeat;height: 16px;padding-right:4%;padding-top:2px;text-align:right;color:#007;background-color:#8096ab;font-size: .7em;margin:0px;}

a:link{vertical-align:text-top;;font-family: Verdana, Arial, Helvetica, sans-serif;  font-style: normal; color: #FFFFFF; font-weight: bold ; text-decoration: none ;padding: 2px;}

a:visited{vertical-align:text-top;;font-family: Verdana, Arial, Helvetica, sans-serif;  font-style: normal; color: #FFFFFF; font-weight: bold ; text-decoration: none ;}

a:hover{vertical-align:text-top;;font-family: Verdana, Arial, Helvetica, sans-serif;  font-style: normal; color: #007; font-weight: bold ; text-decoration: none ;}

a:active{vertical-align:text-top;;font-family: Verdana, Arial, Helvetica, sans-serif;  font-style: normal; color: #FFFFFF; font-weight: bold ; text-decoration: none ;}
.bullet{vertical-align:top;font-size: .7em}

a.m:link{vertical-align:text-top;;font-family: Verdana, Arial, Helvetica, sans-serif;  font-style: normal; color: #000; font-weight: bold ;text-decoration: none ;padding: 2px;}

a.m:visited{vertical-align:text-top;;font-family: Verdana, Arial, Helvetica, sans-serif;  font-style: normal; color: #000; font-weight: bold ; text-decoration: none ;}

a.m:hover{vertical-align:text-top;;font-family: Verdana, Arial, Helvetica, sans-serif;  font-style: normal; color: #007; font-weight: bold ; text-decoration: underline ;}

a.m:active{vertical-align:text-top;;font-family: Verdana, Arial, Helvetica, sans-serif;  font-style: normal; color: #000; font-weight: bold ;  text-decoration: none ;}
.bullet{vertical-align:top;font-size: .7em}

.main {background-image: url(images/bkgrnbody.jpg);background-repeat: no-repeat;background-position:top left; min-height: 250px;margin 0px;font-family: Verdana, Arial, Helvetica, sans-serif;background-color:#fff;font-size: .8em;padding-top:2%;padding-left: 37%;padding-right:3%;border:solid #566C84 0px;
}
.footer {background-image: url(images/bkgrnbottom.jpg);margin-top:30px;background-repeat: no-repeat;background-position:right bottom; height: auto; font-family: Verdana, Arial, Helvetica, sans-serif;background-color:#fff;font-size: .6em;height:50px;padding-left: 37%;padding-right:3%;border:solid #566C84 0px;
}
.footbar{height:16px;padding-top:3px;background-color:#8096ab;text-align:center;font-family: Verdana, Arial, Helvetica, sans-serif;font-size: .6em;margin-bottom:20px}